Life changes quickly. Careers shift. Businesses are sold. Families grow. Through it all, retirement planning brings order and clarity. At Deprez Private Wealth Management, our work is deeply tied to the lives of the families we serve across Stonewall, Winnipeg, and the Interlake Region. Many of our clients have trusted us for three generations, asking us to guide retirement planning for high-net-worth individuals, small business owners, and farming families. Our goal is always to make the future feel less uncertain and more purposeful.
High-Net-Worth Retirement Planning
For affluent families and professionals, retirement planning goes beyond setting money aside. It’s about integrating wealth strategies that support lifestyle, legacy, and security. Our high-net-worth retirement planning connects investments, tax decisions, and income streams into one coordinated strategy. We design high-net-worth retirement strategies that anticipate change, adapt to new goals, and ensure assets support both present and future needs. Families in Selkirk, Gimli, and Lockport often tell us they value the way our plans simplify complexity while preserving their wealth for generations to come.
Business Owners And Retirement
Business ownership creates unique challenges when it comes to retirement. For many, the company is both a source of income and identity. We sfocus on retirement plans for business owners that address succession, tax planning, and long-term security. Whether selling the business or passing it on, our strategies protect both value and relationships. As a retirement planning specialist, we understand the weight of these transitions.
Small Business Retirement Plans
Small business owners need strategies that balance day-to-day operations with long-term wealth. We create retirement plans for small business owners that provide income stability while allowing flexibility. Our guidance covers pension for business owners, small business retirement plan options, and tax-smart approaches that keep more wealth in your hands.
The Decumulation Shift
Saving is second nature for many of our clients. Spending those savings in retirement, however, can feel unfamiliar. That’s where our decumulation strategies bring balance. We guide families through the process of drawing from the right accounts at the right time to minimize tax and preserve assets. It’s not just about numbers—it’s about confidence.
Integrated Pension Planning
For business owners and professionals, pensions play a key role in retirement planning. We design pension planning strategies that align with other assets, ensuring income streams work together rather than in isolation. By connecting pensions, RRSPs, and taxable accounts, we make sure every piece supports the bigger picture. With our retirement planning expertise, families know their income is structured for both efficiency and stability.
Family-Centred Retirement
At the heart of our retirement planning is family. Many of our clients want their retirement to reflect not just financial goals but also values—time with grandchildren, support for farming land, or gifts to causes they care about. Because our practice has worked with families across generations, we know retirement planning is about more than one person’s future. It’s about shaping a legacy.
A Team Rooted In Continuity
Siblings Jaymie and Chad Deprez lead our practice with the same dedication their father started more than 30 years ago. Their story mirrors the stories of the clients they serve: family working with family, planning for the future, and protecting what matters most.
Whether it’s high-net-worth retirement planning, small business retirement plans, or guidance through decumulation, our role is to bring clarity, structure, and peace of mind to families across Manitoba. Our clients know retirement planning is about the beginning of a new chapter, lived with purpose and security.