Taxes affect every stage of life and every financial decision. At Deprez Private Wealth Management, we create tax planning strategies that bring clarity and control. Our work is about protecting wealth, supporting transitions, and making sure taxes don’t erode the legacies families have built.
High-Net-Worth Tax Planning
Affluent families face complex challenges when it comes to tax. Multiple income streams, investment portfolios, and estate decisions all create potential pitfalls. We specialize in tax planning for high-net-worth individuals, integrating investments, estates, and withdrawals into one coordinated plan. Our high-net-worth tax planning includes capital gains tax planning strategies and structures designed to minimize tax exposure.
Tax Planning For Business Owners
Owning a business means taxes shape almost every decision. From compensation to succession, every move has implications. We create tax planning for business owners that optimizes salary-versus-dividend strategies, reduces unnecessary costs, and strengthens long-term outcomes. As part of our corporate tax planning, we look at structure, ownership, and timing to help business owners retain more of what they’ve built.
Small Business Tax Strategies
For small business owners, every dollar counts. We offer tax planning for small business that includes clear tax reduction strategies, efficient cash flow approaches, and succession planning. Our role as advisors is to provide tax saving strategies for small business owners that are easy to understand and act upon. Whether designing the best retirement plans for small business owners or adjusting annual strategies, our guidance ensures retirement options are fully integrated with broader tax considerations.
Decumulation And Retirement Taxes
Transitioning from saving to spending brings its own challenges. Our decumulation strategies ensure withdrawals are tax-efficient and sustainable. We help families balance pensions, RRSPs, TFSAs, and other accounts, coordinating timing and structure. Our plans reduce uncertainty and give you confidence that your retirement income will last. Pension planning and business retirement plans are structured with tax implications in mind, ensuring every decision works to minimize tax.
Legacy And Wealth Transfer
Taxes don’t just affect today—they shape what families leave behind. We integrate trusts, charitable giving, and estate strategies to protect wealth during transfer. For many of our clients, especially farming families and entrepreneurs, this stage is critical.
Always Anticipating Change
Tax rules evolve constantly. Our role is to anticipate these changes and keep our clients ahead. From adjusting for new credits to refining tax planning strategies for small businesses, we ensure plans are current and effective. Families across the Interlake Region count on us not just for today’s answers but for long-term strategies that adapt.